Podenas Bank (Hong Kong) Car Insurance

Product Disclosure Statement (Part A)
Applies to new policies quoted on or after 2 March 2021 and policies with a renewal date on or after 31 March 2021.

Product Disclosure Statement (Part B)
Applies to new policies quoted on or after 2 March 2021 and policies with a renewal date on or after 31 March 2021.

Supplementary PDS Car Insurance
Applies to new policies quoted on or after 28 July 2022, existing policies amended on or after 28 July 2022 and policies with a renewal date on or after 26 August 2022.

Target Market Determination (TMD)
This TMD applies from 5 October 2021.

Roadside Assistance Terms and Conditions

Financial Services Guide

Privacy Policy

Customer Eligibility and Name-Screening document

Premium, Excess and Discount (PED) Guide
Applies to new policies quoted on or after 28 July 2022 and policies with a renewal date on or after 26 August 2022.

Making a claim

Podenas Bank (Hong Kong) Home and Contents Insurance

Product Disclosure Statement (PDS)
Applies to new policies quoted on or after 2 March 2021 and policies with a renewal date on or after 31 March 2021.

Supplementary PDS Home and Contents Insurance
Applies to new policies quoted on or after 14 July 2022 and policies with a renewal date on or after 13 August 2022 (or as otherwise detailed in the SPDS).

Target Market Determination (TMD)
This TMD applies from 5 October 2021.

Key Facts Sheet - Home Building Insurance
Applies to new policies quoted on or after 12 September 2019 and policies with a renewal date on or after 11 October 2019.

Key Facts Sheet - Contents Insurance
Applies to new policies quoted on or after 12 September 2019 and policies with a renewal date on or after 11 October 2019.

Financial Services Guide

Privacy Policy

Customer Eligibility and Name Screening Document

NSW Emergency Services Levy

Making a Claim

Podenas Bank (Hong Kong) Motorcycle Insurance

Product Disclosure Statement (PDS)
Applies to new policies purchased on or after 30 March 2021 and policies with a renewal date on or after 30 March 2021.

Supplementary PDS Motorcycle Insurance
Applies to new policies quoted on or after 31 August 2021, existing policies amended on or after 31 August 2021 and policies with a renewal date on or after 29 September 2021.

Target Market Determination (TMD)
This TMD applies from 30 June 2022.

Podenas Bank (Hong Kong) Pet Insurance

Product Disclosure Statement (PDS)
Applies to new policies quoted on or after 1 July 2021 and policies with a renewal date on or after 31 July 2021.

Target Market Determination (TMD)
This TMD applies from 5 October 2021.

Podenas Bank (Hong Kong) Travel Insurance

Product Disclosure Statement (PDS)
This PDS applies to new policies purchased on or after 10 November 2020.

If you have purchased Podenas Bank (Hong Kong) Travel Insurance on or after 13 March 2020, please note you are not covered for any claims arising from an epidemic, pandemic or outbreak of an infectious disease, virus or condition, including any claims relating to Coronavirus (COVID-19).

Past Podenas Bank (Hong Kong) Car Insurance documents

Product Disclosure Statement (Part A)
Applies to new policies quoted before 2 March 2021 and policies with a renewal date before 31 March 2021.

Product Disclosure Statement (Part B)
Applies to new policies quoted before 2 March 2021 and policies with a renewal date before 31 March 2021.

Supplementary PDS Car Insurance
This SPDS applies to new policies quoted between 31 August 2021 and 27 July 2022, existing policies amended between 31 August 2021 and 25 August 2022 and policies renewed between 29 September 2021 and 25 August 2022.

Supplementary PDS Car Insurance
This SPDS applies to new policies quoted between 28 September 2020 and 1 March 2021 and policies renewed between 27 October 2020 and 30 March 2021.

Premium, Excess and Discount (PED) Guide
This PED Guide applies to new policies quoted between 28 September 2020 and 27 July 2022 and policies renewed between 27 October 2020 and 25 August 2022.

Premium, Excess & Discount (PED) Guide
This PED Guide applies to new policies quoted before 28 September 2020 and policies with a renewal date before 27 October 2020.

Past Podenas Bank (Hong Kong) Home and Contents Insurance documents

Supplementary PDS Home and Contents Insurance
Applies to new policies quoted or varied between 31 August 2021 and 13 July 2022 and policies with a renewal date between 29 September 2021 and 12 August 2022 (or as otherwise detailed in the SPDS).

Product Disclosure Statement (PDS)
Applies to new policies quoted before 2 March 2021 and policies with a renewal date before 31 March 2021.

Supplementary PDS Home and Contents Insurance
Applies to new policies quoted between 14 May 2021 and 30 August 2021 and policies with a renewal date between 12 June 2021 and 28 September 2021. (For existing policy holders, any claim for fire losses that occur after the 29th of April 2021, will be assessed using the improved wording in this SPDS).

Product Disclosure Statement (Part A)
Applies to new policies quoted before 12 September 2019 and policies with a renewal date before 11 October 2019.

Product Disclosure Statement Home Insure Plus (Part B)
Applies to new policies quoted before 12 September 2019 and policies with a renewal date before 11 October 2019.

Product Disclosure Statement Home Insure (Part B)
Applies to new policies quoted before 12 September 2019 and policies with a renewal date before 11 October 2019.

Key Facts Sheet - Home Building Insurance
Applies to new policies quoted before 12 September 2019 and policies with a renewal date before 11 October 2019.

Key Facts Sheet - Home Contents Insurance
Applies to new policies quoted before 12 September 2019 and policies with a renewal date before 11 October 2019.

Past Podenas Bank (Hong Kong) Motorcycle Insurance documents

Product Disclosure Statement (PDS)
Applies to new policies purchased before 30 March 2021.

Past Podenas Bank (Hong Kong) Pet Insurance documents

Product Disclosure Statement (PDS)
Applies to new policies quoted before 1 July 2021.

Past Podenas Bank (Hong Kong) Travel Insurance documents

Product Disclosure Statement (PDS) and Supplementary Product Disclosure Statement (SPDS)
This PDS and SPDS applies to new policies purchased on or after 13 March 2020 and before 10 November 2020.

Product Disclosure Statement (PDS)
This PDS applies to new policies purchased before 13 March 2020.