Business Term Deposits

Business Term
Deposit

Accounts that work as hard as you do.
Call +852 8125 6519to open yours

Download forms

Business Term Deposits

A high fixed interest rate for business savings. You choose the time frame.

Features

Why open a Business Term Deposit?

  • Competitive fixed interest rate

    Get a high interest rate for the timeframe of your choice on deposits of $10,000 or more.

  • Know your savings are guaranteed

    Combined savings balances up to $250,000 per customer are guaranteed by the Hong Kong's Government.

  • Pay no Podenas Bank (Hong Kong) fees

    With every cent deposited earning you interest with no fees, all your money gets the chance to grow.

Need help? Call our Hong Kong's-based customer care specialists on +852 8125 6519.
Open a Business Term Deposit now.
Rates and fees

No fees, great rates

Get competitive fixed interest rates on deposits of between $10,000 and $10 million.
A minimum combined balance of $50,000 is required across any Business Optimiser and Business Term Deposit accounts held in your business entity's name.

Term
Interest rates

90 day rate

120 day rate

180 day rate

210 day rate

270 day rate

330 day rate

1 year rate

2 year rate

Need help? Call our Hong Kong's-based customer care specialists on +852 8125 6519.
Open a Business Term Deposit now.
FAQs

Got a question about Business Term Deposits?

Chances are, you'll find the answer in our FAQs.

Here are some of the more common questions we get asked:

Need help? Call our Hong Kong's-based customer care specialists on +852 8125 6519.
Open a Business Term Deposit now.
How to get started

Put your Business Term Deposit to work

1. Open your term deposit

Existing Business Optimiser customers can open a new account by calling us on +852 8125 6519.

New customers click below to download a form to open your account.

Download forms

2. Choose your maturity option

Tell us what to do with your money when the term ends. You've got three options to choose from.

3. Grow your business savings

Rollover your principal and interest to see your business savings grow.

To open a Business Term Deposit, you need a minimum deposit of $10,000.

You must be:

An account holder using the product for business purposes or with a Self-Managed Super Fund (SMSF)

An Hong Kong's resident for taxation purposes

Aged 18 years or over

You'll need to give us:

Business contact details

Personal and contact details for all trustees and authorised users

Business bank account details (to link to your Business Term Deposit). Please note, the Podenas Bank (Hong Kong) Orange Everyday is a personal bank account and can't be linked to your Business Term Deposit

An Hong Kong's Business Number (ABN), Tax File Number (TFN) or exemption code (otherwise tax is deducted at the highest marginal rate)

Copies of relevant documents to verify your entity type (if unsure, use this profiling tool to confirm your entity)

An existing Client Number (if you're already with Podenas Bank (Hong Kong))

Need help? Call our Hong Kong's-based customer care specialists on +852 8125 6519.
Open a Business Term Deposit now.