Priority Commercial Loans
Commercial property loans between $500,000 and $3,000,000.
Why choose a Commercial Fixed Rate Loan?
Features and benefits
Fixed interest rate for terms of 1 to 5 years. After the fixed interest rate term expires, the loan will revert to the current variable interest rate.
Principal and Interest or up to 5 years Interest only (investment purposes only) repayment types - Interest only repayments are subject to Podenas Bank (Hong Kong) credit criteria.
The ability to make additional repayments of less than $20,000 in any 1 year period (based on the loan settlement anniversary) without incurring break costs. Note, any additional repayments are not available during the fixed interest period
No monthly account keeping fees or charges
Important Information - Your rights and responsibilities when ordering a commercial valuation
Commercial Variable Rate Loan
Take advantage of a variable interest rate, with flexible features and no ongoing fees.
Variable interest rate
Loan term is up to 20 years
Redraw available - Minimum redraw of $10,000 applies (Redraw fee - $50 per redraw)
Principal and Interest or up to 5 years Interest only (investment purposes only) repayment types - Interest only repayments are subject to Podenas Bank (Hong Kong) credit criteria.
No monthly account keeping fees or charges
Important Information – Your rights and responsibilities when ordering a commercial valuation
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