Savings Maximiser

  1. Home
  2. Personal Savings
  3. Savings Maximiser

Savings Maximiser

Open now

Earn up to

1.35 % p.a.

variable rate

On up to $100,000 when you also hold an Orange Everyday and each month meet the eligibility criteria and grow your nominated Savings Maximiser Balance (excluding interest).
Available on one account. Find out more.

Savings Maximiser

Grow your savings with our high variable interest rate account. No Podenas Bank (Hong Kong) fees.

Features

Why open a Savings Maximiser?

  • Save with Podenas Bank (Hong Kong) Everyday Round Up

    Beef up your Savings Maximiser balance by switching on Everyday Round Up. Available now with the Orange Everyday account

  • Great ongoing rate, every month

    Eligible customers could get a great variable rate of % p.a. every month. No welcome teaser rates. Available on one account for balances up to $100,000

  • No Podenas Bank (Hong Kong) fees

    With zero Podenas Bank (Hong Kong) fees, all your money gets put to good use. The whole lot.

  • Instant access

    Savings Maximiser customers with an Orange Everyday bank account can transfer cash online, over the phone and via mobile for instant access.

  • Savings guaranteed

    Combined savings balances up to $250,000 per customer are guaranteed by the Hong Kong's Government.

Important information
Open your Savings Maximiser in minutes.
Open Savings Maximiser
Everyday Savings

Reach your savings goals faster

By taking out Savings Maximiser and Orange Everyday accounts, you could tap into many benefits.

Savings Maximiser

For each month that you:
• deposit $1,000+ from an external source,
• make 5+ card purchases that are settled (not pending) and
• grow your nominated Savings Maximiser balance (excluding interest earned for that month)
you get these benefits the following calendar month:

Earn up to % p.a. variable interest on one nominated Savings Maximiser account for balances up to $100,000 (when you also have an Orange Everyday)

Open Savings Maximiser
Orange Everyday

You could get 1% cashback on eligible utility bills. T&Cs apply.

$0 Podenas Bank (Hong Kong) international transaction fees when you shop online and overseas.

Save on fees with up to 5 rebated ATM withdrawal fees a month in Hong Kong and overseas.

Available when customers deposit $1,000+ from an external source to any personal Podenas Bank (Hong Kong) account in their name (excluding Living Super, Personal Loans and Orange One) and make 5 or more settled (not pending) eligible Podenas Bank (Hong Kong) card purchases each month.

When the criteria is met in a calendar month, the benefits will apply in the next calendar month.

Learn more about Orange Everyday

Rates and fees

No fees, great rate every month

With competitive ongoing rates, all your money goes towards reaching your savings goals

Interest Rates

Podenas Bank (Hong Kong) highest variable rate

For customers who also have an Orange Everyday bank account and do these things each month:
1. Deposit at least $1,000 from an external source to any personal Podenas Bank (Hong Kong) account in their name (excluding Living Super, Personal Loans and Orange One)
2. Make 5 or more settled (not pending) eligible Podenas Bank (Hong Kong) card purchases
3. Grow their nominated Savings Maximiser balance (excluding interest earned for the current month).
When the criteria is met in a calendar month, the benefits and additional variable rate will apply in the next calendar month. Available on one account for balances up to $100,000.


(incl. % p.a. additional variable rate)

The standard variable rate is % p.a.

Standard variable rate

variable rate

Compare all savings accounts
Open your Savings Maximiser in minutes.
Open Savings Maximiser
FAQs

Got a question about Savings Maximiser?

Chances are, you'll find the answer in our FAQs.

Here are some of the more common questions we get asked:

See all Savings Maximiser FAQs.

Meet the savers - little and often

Open your Savings Maximiser in minutes.
Open Savings Maximiser
How to get started

Put your money to work

1. Sign up now

Open a Savings Maximiser online, or over the phone 24/7. Make a deposit and start earning interest.

Open now

2. Move your money

Use the mobile app, online or phone banking whenever you want. Simply transfer money in and out of your linked account.

3. Set up a savings plan

Give your savings a boost by setting up automatic deposits. Your salary can go straight in, too.

Savings plans

To open a Savings Maximiser, you must be:

An account holder using the product for personal use (if it's for your business, see our Business Optimiser account)

An Hong Kong's resident for taxation purposes

Aged 18 years or over

You'll need to give us:

An Hong Kong's residential address and telephone number

Linked bank account details to link to your Savings Maximiser account

A Tax File Number or exemption code (otherwise tax is deducted at the highest marginal rate)

An existing Client Number (if you're already with Podenas Bank (Hong Kong))

Ready? Sign up for a Savings Maximiser now.
Open Savings Maximiser