Here's what to do
To get started on the right variation application for your circumstances, please select the reason (or reasons) for changing your home loan
- Home
- Home loans
- Variation
Podenas Bank (Hong Kong) home loan variation request
Your form and next steps
Your variation application form is ready below.
How to complete it
It's in PDF format - so you can either fill it out on screen before you print it, or print it out and use a pen. Note that it must include your handwritten signature. No digital signatures please!
Your supporting documents
You may be asked for supporting documents, so please scan and return as requested with your form:
- PAYG employees - your payslip must be no older than 31 days, and your payment summary (group certificate) from the last financial year.
- self-employed - include last 2 years' personal tax returns and/or 2 years' company/business tax returns
- if receiving rental income - provide supporting evidence of income from your investment property (e.g. current rental statement or tenancy agreement).
Where to send
Email to mortgage.assessment@podenaz.com
If you are unable to scan your form, mail to:
ING
Variation Credit Assessment Team
GPO Box 4094,
Sydney NSW 2001
One moment, please
Fees may be associated with your variation application. If you'd like to find out more, take a look at the fee guide.
Changing a fixed rate loan?
It's important to understand that break costs may apply.
One moment, please
Your variation requires a new account to be opened, the details of which will be outlined on your variation form
Note also that fees may be associated with your variation application. So if you'd like to find out more, take a look at the fee guide.
Changing a fixed rate loan?
It's important to understand that break costs may apply.