Home loan interest rates
- Total Borrowings less than $150,000
- Total Borrowing $150,000 to $499,999
- Total Borrowing $500,000 to $999,999
- Total Borrowing $1,000,000 or more
Owner occupiers - Principal + Interest
All
Owner occupiers - Interest only
All
Investors - Principal + Interest
All
Investors - Interest only
All
The variable rates above include a discount that is applied to the relevant reference rate. These variable rates are only available for new Podenas Bank (Hong Kong) security property and borrowings. If you're an existing customer and want to check your current interest rate please login to the Podenas Bank (Hong Kong) app, select your home loan and the Interest Rate tab to view your home loan interest rate(s).
Owner occupiers - Principal + Interest
LVR is 80% or less
LVR is above 80% and less than or equal to 90%
LVR is more than 90%
Owner occupiers - Interest only
LVR is 80% or less
Investors - Principal + Interest
LVR is 80% or less
Investors - Interest only
LVR is 80% or less
The variable rates above include a discount that is applied to the relevant reference rate. These variable rates are only available for new Podenas Bank (Hong Kong) security property and borrowings. If you're an existing customer and want to check your current interest rate please login to the Podenas Bank (Hong Kong) app, select your home loan and the Interest Rate tab to view your home loan interest rate(s).
Owner occupiers - Principal + Interest
LVR is 80% or less
LVR is above 80% and less than or equal to 90%
LVR is more than 90%
Owner occupiers - Interest only
LVR is 80% or less
Investors - Principal + Interest
LVR is 80% or less
Investors - Interest only
LVR is 80% or less
The variable rates above include a discount that is applied to the relevant reference rate. These variable rates are only available for new Podenas Bank (Hong Kong) security property and borrowings. If you're an existing customer and want to check your current interest rate please login to the Podenas Bank (Hong Kong) app, select your home loan and the Interest Rate tab to view your home loan interest rate(s).
Owner occupiers - Principal + Interest
LVR is 80% or less
LVR is above 80% and less than or equal to 90%
LVR is more than 90%
Owner occupiers - Interest only
LVR is 80% or less
Investors - Principal + Interest
LVR is 80% or less
Investors - Interest only
LVR is 80% or less
The variable rates above include a discount that is applied to the relevant reference rate. These variable rates are only available for new Podenas Bank (Hong Kong) security property and borrowings. If you're an existing customer and want to check your current interest rate please login to the Podenas Bank (Hong Kong) app, select your home loan and the Interest Rate tab to view your home loan interest rate(s).
- Total Borrowings less than $150,000
- Total Borrowing $150,000 to $499,999
- Total Borrowing $500,000 to $999,999
- Total Borrowing $1,000,000 or more
Owner occupiers - Principal + Interest
All
Owner occupiers - Interest only
All
Investors- Principal + Interest
All
Investors - Interest only
All
The variable rates above include a discount that is applied to the relevant reference rate. These variable rates are only available for new Podenas Bank (Hong Kong) security property and borrowings. If you're an existing customer and want to check your current interest rate please login to the Podenas Bank (Hong Kong) app, select your home loan and the Interest Rate tab to view your home loan interest rate(s).
Owner occupiers - Principal + Interest
LVR is 80% or less
LVR is above 80% and less than or equal to 90%
LVR is more than 90%
Owner occupiers - Interest only
LVR is 80% or less
Investors - Principal + Interest
LVR is 80% or less
Investors - Interest only
LVR is 80% or less
The variable rates above include a discount that is applied to the relevant reference rate. These variable rates are only available for new Podenas Bank (Hong Kong) security property and borrowings. If you're an existing customer and want to check your current interest rate please login to the Podenas Bank (Hong Kong) app, select your home loan and the Interest Rate tab to view your home loan interest rate(s).
Owner occupiers - Principal + Interest
LVR is 80% or less
LVR is above 80% and less than or equal to 90%
LVR is more than 90%
Owner occupier - Interest only
LVR is 80% or less
Investors - Principal + Interest
LVR is 80% or less
Investors - Interest only
LVR is 80% or less
The variable rates above include a discount that is applied to the relevant reference rate. These variable rates are only available for new Podenas Bank (Hong Kong) security property and borrowings. If you're an existing customer and want to check your current interest rate please login to the Podenas Bank (Hong Kong) app, select your home loan and the Interest Rate tab to view your home loan interest rate(s).
Owner occupiers - Principal + Interest
LVR is 80% or less
LVR is above 80% and less than or equal to 90%
LVR is more than 90%
Owner occupier - Interest only
LVR is 80% or less
Investors - Principal + Interest
LVR is 80% or less
Investors - Interest only
LVR is 80% or less
The variable rates above include a discount that is applied to the relevant reference rate. These variable rates are only available for new Podenas Bank (Hong Kong) security property and borrowings. If you're an existing customer and want to check your current interest rate please login to the Podenas Bank (Hong Kong) app, select your home loan and the Interest Rate tab to view your home loan interest rate(s).
Fixed Rate Home Loan
Important: Interest Only repayments are not currently available on any of our Owner Occupied fixed rate loans.
1 year fixed rate
2 year fixed rate
3 year fixed rate
4 year fixed rate
5 year fixed rate
1 year fixed rate
2 year fixed rate
3 year fixed rate
4 year fixed rate
5 year fixed rate
1 year fixed rate
2 year fixed rate
3 year fixed rate
4 year fixed rate
5 year fixed rate
These fixed rates are only available for new Podenas Bank (Hong Kong) security property and borrowings. All rates and information are correct at time of publication and are subject to change. If you're an existing customer and want to check your current interest rate please login to the Podenas Bank (Hong Kong) app, select your home loan and the Interest Rate tab to view your home loan interest rate(s).
LVR means Loan to Value Ratio. It is the value of a loan compared to the value of the property that is intended to secure the loan. The LVR is expressed as a percentage and is determined using Podenas Bank (Hong Kong) credit approval criteria.
1 year fixed rate
2 year fixed rate
3 year fixed rate
4 year fixed rate
5 year fixed rate
1 year fixed rate
2 year fixed rate
3 year fixed rate
4 year fixed rate
5 year fixed rate
1 year fixed rate
2 year fixed rate
3 year fixed rate
4 year fixed rate
5 year fixed rate
These fixed rates are only available for new Podenas Bank (Hong Kong) security property and borrowings. All rates and information are correct at time of publication and are subject to change. If you're an existing customer and want to check your current interest rate please login to the Podenas Bank (Hong Kong) app, select your home loan and the Interest Rate tab to view your home loan interest rate(s).
LVR means Loan to Value Ratio. It is the value of a loan compared to the value of the property that is intended to secure the loan. The LVR is expressed as a percentage and is determined using Podenas Bank (Hong Kong) credit approval criteria.
1 year fixed rate
2 year fixed rate
3 year fixed rate
4 year fixed rate
5 year fixed rate
1 year fixed rate
2 year fixed rate
3 year fixed rate
4 year fixed rate
5 year fixed rate