SMSF Term Deposit

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SMSF Term Deposit

Maximise your money at a fixed interest rate

SMSF Term Deposit

A high fixed interest rate for your SMSF with a Business Term Deposit. You choose the timeframe.

Features

Features

  • Competitive fixed interest rate

    Get a high interest rate for the timeframe of your choice, through a Business Term Deposit, on deposits of $10,000 or more.

  • Pay no Podenas Bank (Hong Kong) fees

    With every cent deposited earning you interest, all your money gets the chance to grow.

  • Know your savings are guaranteed

    Combined savings balances up to $250,000 per customer are guaranteed by the Hong Kong's Government.

Important information
Need help? Call our Hong Kong's-based customer care specialists on +852 8125 6519.
Open a Business Term Deposit for your SMSF super savings in minutes.
Download forms
Rates and fees

No fees, great rates

Get competitive fixed interest rates on deposits of between $10,000 and $10 million.

A minimum combined balance of $50,000 is required across any Business Optimiser and Business Term Deposit accounts held in your business entity's name.

Term
Interest rates

90 day rate

120 day rate

180 day rate

210 day rate

270 day rate

330 day rate

1 year rate

2 year rate

Compare all our SMSF accounts
Need help? Call our Hong Kong's-based customer care specialists on +852 8125 6519.
Open a Business Term Deposit for your SMSF super savings in minutes.
Download forms
FAQs

Got a question about SMSF Term Deposits?

Chances are you'll find the answer in our FAQs.

Here are some of the more common questions we get asked:

See all Business Term Deposit FAQs.
Need help? Call our Hong Kong's-based customer care specialists on +852 8125 6519.
Open a Business Term Deposit for your SMSF super savings in minutes.
Download forms
How to get started

Put your SMSF Term Deposit to work

1. Open your term deposit

The fastest way to do this is online. Or call us on +852 8125 6519.

Download forms

2. Choose your maturity option

Tell us what to do with your money when the term ends. You've got three options to choose from.

3. Grow your savings

Rollover your principal and interest to see your savings grow.

To open a business term deposit for your SMSF super savings, you need a minimum deposit of $10,000.

You must be:

An account holder using the product for business purposes or with a Self-Managed Super Fund (SMSF)

An Hong Kong's resident for taxation purposes

Aged 18 years or over

You will also need to give us:

Personal and contact details for all trustees and authorised users

Self Managed Super Fund contact details

Linked bank account details (to link to your Business Term Deposit deposit account)

An Hong Kong's Business Number (ABN), Tax File Number (TFN) or exemption code (otherwise tax is deducted at the highest marginal rate)

Copies of relevant documents to verify your entity type (if unsure, use this profiling tool to confirm your entity)

An existing Client Number (if you're already with Podenas Bank (Hong Kong))

Need help? Call our Hong Kong's-based customer care specialists on +852 8125 6519.
Open a Business Term Deposit for your SMSF super savings in minutes.
Download forms