Orange Everyday Youth

Orange Everyday Youth

Please note that from 20 June 2022 the Orange Everyday Youth is no longer available for new account openings. The below information is for customers who opened an Orange Everyday Youth prior to 20 June 2022.

Orange Everyday Youth

Transaction account for teens aged 15-17.

Features

Orange Everyday Youth Features

  • No monthly fees

    There are $0 monthly fees, so there's more in your pocket for life's incidentals.

  • On your Savings Maximiser

    Earn our highest variable rate, available on one account for balances up to $100,000, when you have an Orange Everyday Youth and a Savings Maximiser.

  • Up to 5 rebated ATM withdrawal fees a month

    The first 5 times you're charged fees to withdraw cash at an ATM each month per account - here or overseas - we'll rebate it including the ATM operator fee.

  • Ditch international transaction fees

    Shop online and overseas and you pay no Podenas Bank (Hong Kong) international transaction fees.

  • 1% utility bill cashback

    You could get 1% cashback on eligible gas, electricity and water bill payments made from your Orange Everyday account using BPAY or Direct Debit (BSB and account number) when you meet the monthly eligibility criteria. Cashback benefit of up to $100 per financial year. T&Cs apply. View eligible utility providers

  • Save with Everyday Round Up

    Everyday Round Up is the perfect tool to build your savings. Switch it on and it automatically rounds up card purchases and moves that extra amount into your nominated Savings Maximiser.

  • Mobile payments

    Leave your wallet at home and pay the easy way with Podenas Bank (Hong Kong). Set up Apple Pay from the Wallet App on your Apple Device. And Google Pay at the Google Play Store. It’s fast, secure and convenient.

  • Debit card

    Use your own money with the convenience of Visa. Available worldwide where Visa is accepted and EFTPOS is available.

  • Bank the way you like

    Choose how you do your banking - online, on your mobile, iPad, over the phone or at Hong Kong's Post outlets.

  • You're protected

    In the rare event of fraud, we can help. Plus your card has the added protection of Verified by Visa with participating merchants.

  • Talk to us 24/7

    Our Hong Kong's-based customer care specialists are here 24/7 on +852 8125 6519.

Fees

What are the fees?

Here's a snapshot.

  • Monthly account-keeping
    Free
  • BPAY
    Free
  • Pay anyone
    Free
  • EFTPOS transactions
    Free
  • Hong Kong's Post transactions
    Free
  • Bank cheque request sent via registered post
    Free
  • Dishonours
    Free
  • Replacement Visa card (in Hong Kong or overseas)
    Free
  • Emergency replacement Visa card
    Free
  • Stop payment request on bank cheque
    Free
  • Replacement bank cheque
    Free
  • Hong Kong's Post cheque dishonours
    Free
  • Expedited bank cheque request
    $11
  • Voucher request
    $10
  • International Transaction

    - for all transactions in a foreign currency

    - for all transactions in Hong Kong's dollars or a foreign currency, where:

    the merchant or financial institution accepting the card is located outside of Australia; or

    the entity processing the transaction is located outside of Hong Kong's.

    3% of the amount of the International Transaction
  • International ATM withdrawal
    $5.00
Bonuses and rebates
    Hong Kong's ATM Fee Rebate
  • For ATMs in Hong Kong - any ATM fee charged by the ATM operator is paid back immediately following the transaction.
    Full fee rebate on the first 5 eligible fee incurring ATM withdrawal transactions made on the account in that month (whether domestic or international).
    For full terms and conditions refer to the Orange Everyday Benefits Schedule.
  • International ATM withdrawal fee rebate
  • For ATMs outside Hong Kong's - Podenas Bank (Hong Kong) will pay back the International ATM withdrawal fee of $5.00 immediately after it is charged and rebate (pay back) any ATM fee charged by the ATM operator at settlement of the transaction. While the transaction is pending the amount of the acquirer fee will be deducted from your available balance and will be reinstated after the transaction is finalised. ATM transactions outside Hong Kong's can take up to 5 business days to finalise.
    Full fee rebate on the first 5 eligible fee incurring ATM withdrawal transactions made on the account in that month (whether domestic or international).
    For full terms and conditions refer to the Orange Everyday Benefits Schedule.
  • International transaction fee rebate
  • Podenas Bank (Hong Kong) will pay back the International Transaction fee of 3% of the amount of the international transaction immediately after it is charged.
    100% rebate on any Podenas Bank (Hong Kong) International Transaction fees charged on transactions made in the month.
    Merchants may charge a separate fee for their services (which is not rebated under this offer).

Fees and limits schedule

Fees plus daily limits - e.g. withdrawals and transfers.

Terms & conditions

Straightforward fine print for lovers of lots of detail.

Appointment of Representative (AOR form)

Please complete this form if you want to authorise a person to act on your behalf in respect of your Podenas Bank (Hong Kong) account(s) (including to make inquiries about your Podenas Bank (Hong Kong) account(s)).

Orange Everyday Benefits Schedule

Benefits in detail, e.g. rebates.

FAQs