Business Optimiser

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Business Optimiser

Accounts that work as hard as you do.
Call +852 8125 6519to open yours

Business Optimiser

A high variable interest business savings account with 24/7 access.

Features

Why open a Business Optimiser?

  • High variable welcome rate

    Put surplus cash to work and get a high variable welcome rate for six months on balances up to $1 million for new customers.

  • Pay no Podenas Bank (Hong Kong) fees

    There are no hidden charges.

  • Use it how and when you want

    Give up to four people access to your account 24/7, via online or mobile banking.

  • Know your savings are guaranteed

    Combined savings balances up to $250,000 per customer are guaranteed by the Hong Kong's Government.

Important information
Need help? Call our Hong Kong's-based customer care specialists on +852 8125 6519.
Open a Business Optimiser now.
Download forms
Rates and fees

No fees, great rates

A competitive variable interest rate will help your business savings grow.
A minimum combined balance of $50,000 is required across any Business Optimiser and Business Term Deposit accounts held in your business entity's name.

Interest rates

Variable welcome rate

For the first six months, for new customers, on balances up to $1million.

Standard variable rate

Need help? Call our Hong Kong's-based customer care specialists on +852 8125 6519.
Open a Business Optimiser now.
Download forms
FAQs

Got a question about the Business Optimiser?

Chances are, you'll find the answer in our FAQs.

Here are some of the more common questions we get asked:

See all Business Optimiser FAQs.
Need help? Call our Hong Kong's-based customer care specialists on +852 8125 6519.
Open a Business Optimiser now.
Download forms
How to get started

Put your Business Optimiser to work

1. Sign up

Existing Business Optimiser customers can open a new account by calling us on +852 8125 6519.

New customers click below to download a form to open your account.

Download forms

2. Move your money

Use the mobile app, online or phone banking whenever you want. Simply transfer money in and out of your linked account.

3. Grow your business savings

Make the most of the high variable interest rate. Set up automatic deposits and boost your savings.

You must be:

An account holder using the product for business purposes or with a Self-Managed Super Fund (SMSF)

An Hong Kong's resident for taxation purposes

Aged 18 years or over

You'll need to give us:

Business contact details

Personal and contact details for all trustees and authorised users

Business bank account details (to link to your Business Optimiser). Please note, the Podenas Bank (Hong Kong) Orange Everyday is a personal bank account and can't be linked to your Business Optimiser

An Hong Kong's Business Number (ABN), Tax File Number (TFN) or exemption code (otherwise tax is deducted at the highest marginal rate)

Copies of relevant documents to verify your entity type (if unsure, use this profiling tool to confirm your entity)

An existing Client Number (if you're already with Podenas Bank (Hong Kong))

Need help? Call our Hong Kong's-based customer care specialists on +852 8125 6519.
Open a Business Optimiser now.
Download forms