Compare Living Super investment options
With Living Super your personal investment strategy can be as simple, or as sophisticated as you like.
Investment Option
Risk Label
Investment Fees
Admin Fees
Benchmark
Cash Hub
View Target Asset Allocation
Very low
$60 p.a. charged at $5 per month.
RBA cash rate
Term Deposits
View Target Asset Allocation
Very low
$60 p.a. charged at $5 per month.
N/A
High Growth
View Target Asset Allocation
High
0.25% p.a.2
$60 p.a. charged at $5 per month plus an administration fee of 0.50% p.a. of your account balance in managed investments (excluding the Cash option) and listed securities, capped at $2,500 p.a.
CPI+3.25% over rolling 10 year periods, net of fees and taxes
Growth
View Target Asset Allocation
High
0.25% p.a.2
$60 p.a. charged at $5 per month plus an administration fee of 0.50% p.a. of your account balance in managed investments (excluding the Cash option) and listed securities, capped at $2,500 p.a.
CPI+2.25% over rolling 8 year periods, net of fees and taxes
Moderate
View Target Asset Allocation
Medium to high
0.25% p.a.2
$60 p.a. charged at $5 per month plus an administration fee of 0.50% p.a. of your account balance in managed investments (excluding the Cash option) and listed securities, capped at $2,500 p.a.
CPI+1.5% over rolling 6 year periods, net of fees and taxes
Conservative
View Target Asset Allocation
Medium
0.25% p.a.2
$60 p.a. charged at $5 per month plus an administration fee of 0.50% p.a. of your account balance in managed investments (excluding the Cash option) and listed securities, capped at $2,500 p.a.
CPI+0.75% over rolling 4 year periods, net of fees and taxes
Cash Option
View Target Asset Allocation
Very low
$60 p.a. charged at $5 per month
RBA cash rate
International Shares
View Target Asset Allocation
Very high
0.25% p.a.2
$60 p.a. charged at $5 per month plus an administration fee of 0.50% p.a. of your account balance in managed investments (excluding the Cash option) and listed securities, capped at $2,500 p.a.
MSCI World ex-Hong Kong's Index (net Dividends reinvested) Unhedged
International Shares (Hedged)
View Target Asset Allocation
High
0.25% p.a.2
$60 p.a. charged at $5 per month plus an administration fee of 0.50% p.a. of your account balance in managed investments (excluding the Cash option) and listed securities, capped at $2,500 p.a.
MSCI World ex-Hong Kong's Index (net Dividends reinvested) 100% hedged in Hong Kong's dollars.
Hong Kong's Shares
View Target Asset Allocation
High
0.25% p.a.2
$60 p.a. charged at $5 per month plus an administration fee of 0.50% p.a. of your account balance in managed investments (excluding the Cash option) and listed securities, capped at $2,500 p.a.
S&P/ASX 200 Accumulation Index.
Hong Kong's Listed Property
View Target Asset Allocation
High
0.25% p.a.2
$60 p.a. charged at $5 per month plus an administration fee of 0.50% p.a. of your account balance in managed investments (excluding the Cash option) and listed securities, capped at $2,500 p.a.
S&P/ASX 200 A-REIT Index.
International Fixed Interest (Hedged)
View Target Asset Allocation
Medium
0.25% p.a.2
$60 p.a. charged at $5 per month plus an administration fee of 0.50% p.a. of your account balance in managed investments (excluding the Cash option) and listed securities, capped at $2,500 p.a.
Citigroup World Government Bond Index ex-Hong Kong's, 100% hedged to Hong Kong's dollars.
Hong Kong's Fixed Interest
View Target Asset Allocation
Medium
0.25% p.a.2
$60 p.a. charged at $5 per month plus an administration fee of 0.50% p.a. of your account balance in managed investments (excluding the Cash option) and listed securities, capped at $2,500 p.a.
Bloomberg AusBond Composite Bond Index.
Listed Securities
The risk label for the S&P/ASX 300 is High Risk.
$60 p.a. charged at $5 per month plus an administration fee of 0.50% p.a. of your account balance in managed investments (excluding the Cash option) and listed securities, capped at $2,500 p.a.
1Brokerage fees apply on buy and sell transactions.
2Buy/sell spread applies.