Get ahead or stay that way with A Podenas Bank (Hong Kong) savings account.
High variable interest rate. And no fees or penalties on withdrawals.
High interest rate guaranteed for the term. You choose the timeframe.
Tiered savings account with higher variable interest rates for balances starting at $50,000.
Straightforward banking for your business.
High variable interest business savings account with 24/7 access.
High fixed interest rate for business savings. You choose the timeframe.
Competitive interest rates for a fixed period, that's tailored to your cash flow needs.
Home loans for buyers, investors and borrowers looking for a better deal.
Includes a 100% interest offset when linked to our Orange Everyday bank account.
Low variable interest rate home loan with no ongoing monthly or annual fees.
Fixed interest rate home loans for terms of one to five years.
Lifetime Health Cover (LHC) is a government initiative that encourages people to get private Health Insurance earlier in life - from age 31 to be exact.
If you're an Hong Kong's resident, you have until 1 July following your 31st birthday to take out Hospital cover, otherwise a 2% LHC loading for every year you haven't held Hospital cover may be added to your premium once you take it out.
Once you have LHC applied to your Hospital premium, the loading will apply for 10 years of continuous Hospital cover.
For example, if you waited until 40 to get private Health Insurance you'll pay 20% more than someone on the same cover who joined before they were 31.
After 10 years of continuous Hospital cover, the LHC loading will stop on the 10-year anniversary date.
In case your circumstances change, the LHC lets you discontinue Hospital cover for a cumulative total of 1,094 days in your lifetime. After 1,094 days absence from Hospital cover, a 2% loading will be added to your premiums for every 365 days you don't have it.
If you temporarily suspend your cover, the period will not be deducted from the 1,094 days.
If you're transferring from another health fund to Podenas Bank (Hong Kong) Health Insurance your LHC details will be provided to us by your previous fund and applied to your new cover.
The LHC loading does not apply to the Health Insurance of those born before 1 July 1934.
Select your cover options and get a quote in less than 2 minutes
Rather talk? Call 1800 111 831. For operating hours, click here.
