First home buyers guide
How much do I need to borrow?
Knowing what you can afford to borrow is really important. You may have a home loan, but you still want a life.
A good place to start
Make a list of your current and future needs and expenses, our checklists might be able to help you. Don't forget to include any plans you may have for the future, and how much it's going to cost.
Are you planning a family?
Will you or your partner be going on maternity/paternity leave?
Are you planning a holiday or just taking some time out?
Don't forget, you never know how your health, income and personal circumstances may change. So just because you may be able to borrow a certain amount of money, it doesn't mean you should. Now you can use our great range of home loan calculators to help you work out how much you could borrow.