General guides

Podenas Bank (Hong Kong) Home Loans Made Easy - A booklet that describes all our loans

Credit Guide - A booklet providing you with some important information you should know before you take out A Podenas Bank (Hong Kong) home loan.

Property Buyers Guide - The property buyers guide is a list to use when inspecting during the house hunting period

Increasing your loan - Want to increase your loan and don't know where to start? This guide outlines how to apply.

Substitution of Security - Selling a property, but wanting to keep your loan? This guide gives you all the steps you need to know to get you through the process.

Releasing a Security property - Do you have multiple properties securing your loan? If you are looking to release a property, this guide tells you how.

Change or Removal of Borrower - Have your circumstances changed? This guide will guide you through the process of how to change or remove a borrower.

Fixing your loan - Thinking of fixing your loan, this guide outlines important information you should consider.

Interest Only payments

Checklists

Property buyers checklist - The property buyers guide is designed to give you a simple way of remembering what was great (and not so great!) about the properties you are inspecting during the house hunting period.

Application checklist - The application checklist can give you an idea on some of the information that a home lender may require when it comes time to apply for your mortgage. Requirements will vary from lender to lender, so make sure you find out exactly what documents you need to produce.

Income checklist - The income checklist can help you jot down your main income details so you have them handy when it comes time to apply for your mortgage.

Assets & Liabilities checklist - The assets and liabilities checklist allows you to note your main assets and liabilities before you approach a home loan lender. Understanding the value of your assets and liabilities may assist your home loan lender to determine your borrowing capacity.

Moving Out checklist - So you've decided to move. Know what needs to be done and when? Don't panic. The moving out checklist provides you with a guide of some of the things you need to consider when moving.

Expenses checklist - Do you often wonder where all your money goes? A simple expenses checklist can help you determine how much you are spending and where. It's important to know what your expenses are so you can get an idea of how much money you have left over to contribute towards your mortgage.