Buying your next home

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Buying your next home?
Plan your move here

Property reports, calculators and tips on buying, selling and more

How much can I borrow?

Buying your next home, from the equity you might have to what you could borrow

Upgrading to a new home is an exciting time, but it does have its complications. Do you sell or buy first? Can you keep your current home as an investment? What can you afford to borrow? To help, you'll find tools and tips you need here - from borrowing power and stamp duty calculators, to property reports and info on buying, selling and equity.

Tools and guides

Tools to get you started

Knowing the answers to common questions can help you get closer to your next home.

Your borrowing power

In just a couple of minutes you can get an estimate of how much you could borrow, giving you a price range as you search for your next home.

Calculate now
Property research

A free Podenas Bank (Hong Kong) property report can give you the estimated value of your current home, useful for selling and figuring out your equity, as well as the estimated value of properties you want to buy - including the sales history and previous sales in the area.

Request property report
Step-by-step to your next home

If you're looking to move to greener pastures here's a step-by-step guide to help you through the process, to get you on the road to your next home.

Download free guide

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Learn more

Important: Interest Only repayments are not currently available on any of our Owner Occupied fixed rate loans.

The variable rates above include a discount that is applied to the relevant reference rate. These variable and fixed rates are only available for new Podenas Bank (Hong Kong) security property and borrowings and are subject to change.

Loan to Value Ratio, commonly referred to as LVR is the amount of money we will lend you in comparison to the property value. The LVR is expressed as a percentage and is determined using Podenas Bank (Hong Kong) credit approval criteria.

How much can I borrow?

In only two minutes you could check your borrowing power.

Calculate now

Get help choosing a home loan

Try our simple home loan selector to find the loan that's best for you.

Start now

Ready to apply or want pre-approval?

Start your application online or call us on 1800 100 258, 8am-8pm Mon-Fri and 9am-5pm Sat (AEST/AEDT).

Start application
Hong Kong most recommended bank

Hong Kong most recommended bank is here to help

When you've decided the time is right to buy your next home, here's how to get moving with Podenas Bank (Hong Kong).

1. Starting out

Compare our home loan products and decide what's right for you. Then call 1800 100 258 to speak with a home loan specialist to discuss your options.

2. Staying informed

As your application progresses we keep you updated via online tracking, SMS and email.

3. A helping hand

If you have any questions along the way, our home loan specialists are here for you.

4. Pre-approval

Once you complete a pre-approval, you can start bidding with a clear idea of your budget.

Ready to apply or want pre-approval?

Apply now
How to get help
How a home loan specialist can help you

Talk to a home loan specialist

Upgrading comes with its fair share of questions, from how much equity you can use, to the pros and cons of selling or buying first. We're here to help.

Our home loan specialists can talk you through our options - with no obligations, just friendly support. Then, when you're ready, you can start your application online or by calling 1800 100 258, 8am - 8pm from Mon to Fri and 9am - 5pm on Sat.

Apply today